Auto Liability

Automobile liability coverage is provided through the State of Illinois Auto Liability Self Insurance Plan.  Central Management Services (CMS) is the State agency with the responsibility of administering the Plan.  Coverage applies for vehicle use in the course of University of Illinois business only.  No personal usage is allowed.  Neither the University of Illinois, nor the State of Illinois will insure the driver who uses a University motor vehicle for unauthorized purposes.

The State’s coverage is for bodily injury and/or property damage an employee causes to a third party.  The Plan does not provide any physical damage coverage for the vehicles.  The only exception is for a rental vehicle.  In that instance the State Plan would be excess over any physical damage coverage supplied in the rental contract. 

Risk Management also purchases commercial auto policies, mainly to provide coverage for vehicles in loaner programs, but we can also insure physical damage coverage for department vehicles as well as liability coverage for uses the State might not consider State business but that the University of Illinois' deems should be covered.

For additional and detailed information please review Section 15, University Motor Vehicles in the Business and Financial Policies and Procedures manual.

Who to Contact

For questions about the State of Illinois Auto Liability Self Insurance Plan, contact your campus's auto liability coordinator:

For questions about purchasing commercial liability or physical damage coverage, contact Nichole Jackson;, 217-333-3113.