Auto Liability

Automobile liability coverage for the University of Illinois System is provided through the state of Illinois Auto Liability Program. Central Management Services (CMS) is the state agency that administers this Plan. Coverage applies for state vehicles used in the course of system business only.  No personal usage is allowed. Neither the system nor the state of Illinois will insure the driver who uses a system motor vehicle for unauthorized purposes.

The state’s coverage is for bodily injury and/or property damage a system employee causes to a third party. The plan does not provide any physical damage coverage for the vehicles.  The only exception is for a rental vehicle. In that instance the state plan would be excess over any physical damage coverage supplied in the rental contract. 

Risk Management also purchases commercial auto policies, mainly to provide coverage for vehicles in loaner programs, but we can also insure physical damage coverage for department vehicles as well as liability coverage for uses the state might not considers tate business but that the system deems should be covered.

For additional and detailed information please review Section 15, University Motor Vehicles in the Business and Financial Policies and Procedures manual.

Who to Ask

For questions about the state of Illinois Auto Liability Program, contact your campus's auto liability coordinator:

For questions about purchasing commercial liability or physical damage coverage, contact: